2501 Bienville Blvd #524Ocean SpringsMS39564
INVESTMENT ANALYSIS
Investment Verdict
Solid Income2501 Bienville Blvd #524, Ocean Springs, MS, 39564 in Ocean Springs carries a 1.54 coverage ratio, rent of $1,714/mo is 1.54 times the $1,113/mo payment. Rental yield 8.31%. That margin gives both the investor and Ziffy Mortgage's DSCR underwriting a comfortable buffer at a $247,500 acquisition price. No U.S. credit or income documentation required. Five-year appreciation adds $68,380; total projected cumulative return: $71,985.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.3% | 6.5% |
| Monthly Cash Flow | $(378) | $420 |
City averages based on Ocean Springs market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,714 |
| Total Monthly Debt Service | $1,993 |
| DSCR Ratio | 0.86x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2019
N/A lot
$N/A/sqft
$421 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2019
N/A lot
$N/A/sqft
$421 monthly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Stephanie Bourgeois • Heart & Home Realty Group
Mls Name: MLS United
Mls ID: #4116671
Disclaimer: Information is deemed to be reliable but not guaranteed. Copyright 2025 MLS United, LLC.