126 County Road 1093CullmanAL35057



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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Rental property for sale in Cullman at 126 County Road 1093, Cullman, AL, 35057 generates $2,120/mo in rent and, after a $1,112/mo payment, leaves $834/mo in cash flow. Total monthly income is $2,120/mo, and annual cash flow is $10,013/yr on $75,317 invested. Return on cash invested sits at 33.2% in year one, and rental yield is 11.2% on a $227,200 entry. Equity gained on principal adds $1,466/yr, while 5% annual appreciation builds toward $62,771 over five years. Five-year ROI reaches 173.46% and total cumulative return in cash sums $130,648. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,120/mo property income rather than buyer’s personal income.
Single Family
Built in 1976
0.85 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35057, Cullman, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,502 (100%) |
| Owner Occupied HU | 4,634 (71.3%) |
| Renter Occupied HU | 1,044 (16.1%) |
| Vacant Housing Units | 824 (12.7%) |
| Median Home Value | $242,343 |
| Average Home Value | $300,679 |
Housing Distribution
Address Breakdown
Residential
6,221
Single Family
6,221
Multi-Family
0
Businesses
206
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