1091 County Road 438CullmanAL35057
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Cullman at 1091 County Road 438, Cullman, AL, 35057 uses $64,311 cash to close to unlock $5,982/yr annual cash flow and $499/mo monthly cash flow. Total monthly income runs $1,594/mo, and a $950/mo payment keeps the spread at $499/mo. Purchase price stands at $194,000, and rental yield measures 9.86% with $1,594/mo rent. Return on cash invested shows 29.21% in year one, and 5% annual appreciation builds toward $53,599 over five years. Five-year ROI reaches 152.05% and total cumulative return in cash records $97,784. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $1,594/mo property income covering a $950/mo payment rather than investor’s personal income.
Single Family
Built in 1972
1.50 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 35057, Cullman, AL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,502 (100%) |
| Owner Occupied HU | 4,634 (71.3%) |
| Renter Occupied HU | 1,044 (16.1%) |
| Vacant Housing Units | 824 (12.7%) |
| Median Home Value | $242,343 |
| Average Home Value | $300,679 |
Housing Distribution
Address Breakdown
Residential
6,221
Single Family
6,221
Multi-Family
0
Businesses
206
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Listed by: Lauren Laski • Keller Williams-Jasper
Mls Name: Walker County Area MLS
Mls ID: #25-560
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed. Copyright 2025 Walker County Area MLS, All rights reserved.