12515 Willow Spring Cir, Germantown, MD, 20874 | $278/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Rental property for sale in Germantown at 12515 Willow Spring Cir, Germantown, MD, 20874 generates $2,362/mo in rent and, after a $1,640/mo payment, leaves $278/mo in cash flow. Total monthly income is $2,362/mo, and annual cash flow is $3,338/yr on $111,053 invested. Return on cash invested sits at 22.91% in year one, and rental yield is 8.46% on a $335,000 entry. Equity gained on principal adds $2,162/yr, while 5% annual appreciation builds toward $92,554 over five years. Five-year ROI reaches 119.03% and total cumulative return in cash sums $132,188. For financing, investors can use Ziffy Mortgage’s DSCR loan, which considers $2,362/mo property income rather than buyer’s personal income.

Townhouse

Built in 1986

1,290 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 20874, Germantown, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	24,362 (100%)
Owner Occupied HU	14,669 (60.2%)
Renter Occupied HU	8,767 (36.0%)
Vacant Housing Units	926 ( 3.8%)
Median Home Value	$481,522
Average Home Value	$561,766