125 N Raymond Ave UNIT 210PasadenaCA91103
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeSolid fundamentals define the investment case at 125 N Raymond Ave UNIT 210, Pasadena, CA, 91103 in Pasadena: $6,670/mo in rent, $894/mo in net income, 9.65% gross yield, 1.79 DSCR, all at $829,800. Ziffy Mortgage's DSCR mortgage qualifies using the property's income alone, clearing approval without U.S. residency or credit. Five-year equity from $229,258 in appreciation and $7,643/yr in principal paydown projects total cumulative return of $374,989.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 5.0% |
| Monthly Cash Flow | $894 | $300 |
City averages based on Pasadena market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $6,670 |
| Total Monthly Debt Service | $5,446 |
| DSCR Ratio | 1.22x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2009
0.70 Acres lot
$N/A/sqft
$595 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91103, Pasadena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,296 (100%) |
| Owner Occupied HU | 4,346 (42.2%) |
| Renter Occupied HU | 5,434 (52.8%) |
| Vacant Housing Units | 516 ( 5.0%) |
| Median Home Value | $1,022,006 |
| Average Home Value | $1,253,582 |
Housing Distribution
Address Breakdown
Residential
9,640
Single Family
7,352
Multi-Family
2,288
Businesses
766
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2009
0.70 Acres lot
$N/A/sqft
$595 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 91103, Pasadena, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 10,296 (100%) |
| Owner Occupied HU | 4,346 (42.2%) |
| Renter Occupied HU | 5,434 (52.8%) |
| Vacant Housing Units | 516 ( 5.0%) |
| Median Home Value | $1,022,006 |
| Average Home Value | $1,253,582 |
Housing Distribution
Address Breakdown
Residential
9,640
Single Family
7,352
Multi-Family
2,288
Businesses
766
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices