12413 Us Highway 27FranklinGA30217
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Franklin rentals match the income profile of 12413 Us Highway 27, Franklin, GA, 30217. Listed at $193,500, gross rent is $2,718/mo and net cash flow is $1,479/mo, a 16.86% yield well above national averages. DSCR 3.12 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $53,460 by year five with $1,782/yr in annual principal reduction, projecting $168,780 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.9% | 8.0% |
| Monthly Cash Flow | $1,479 | $300 |
City averages based on Franklin market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,718 |
| Total Monthly Debt Service | $1,162 |
| DSCR Ratio | 2.34x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1960
3.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30217, Franklin, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,965 (100%) |
| Owner Occupied HU | 2,565 (64.7%) |
| Renter Occupied HU | 1,000 (25.2%) |
| Vacant Housing Units | 400 (10.1%) |
| Median Home Value | $200,781 |
| Average Home Value | $233,596 |
Housing Distribution
Address Breakdown
Residential
3,643
Single Family
3,643
Multi-Family
0
Businesses
232
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1960
3.94 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30217, Franklin, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,965 (100%) |
| Owner Occupied HU | 2,565 (64.7%) |
| Renter Occupied HU | 1,000 (25.2%) |
| Vacant Housing Units | 400 (10.1%) |
| Median Home Value | $200,781 |
| Average Home Value | $233,596 |
Housing Distribution
Address Breakdown
Residential
3,643
Single Family
3,643
Multi-Family
0
Businesses
232
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices