12385 Manchester WayWoodbridgeVA22192
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 12385 Manchester Way, Woodbridge, VA, 22192 in Woodbridge delivers $3,488/mo in gross rent and $424/mo in net monthly income at a $499,999 entry. The 8.37% yield and 1.55 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $138,141 over five years and $4,605/yr in equity from loan paydown, total projected return is $221,295.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.4% | 6.8% |
| Monthly Cash Flow | $424 | $285 |
City averages based on Woodbridge market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,488 |
| Total Monthly Debt Service | $2,790 |
| DSCR Ratio | 1.25x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 1989
2,561 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22192, Woodbridge, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,691 (100%) |
| Owner Occupied HU | 16,083 (74.1%) |
| Renter Occupied HU | 5,331 (24.6%) |
| Vacant Housing Units | 277 ( 1.3%) |
| Median Home Value | $580,622 |
| Average Home Value | $603,905 |
Housing Distribution
Address Breakdown
Residential
21,371
Single Family
18,076
Multi-Family
3,295
Businesses
1,665
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 1989
2,561 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 22192, Woodbridge, VA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,691 (100%) |
| Owner Occupied HU | 16,083 (74.1%) |
| Renter Occupied HU | 5,331 (24.6%) |
| Vacant Housing Units | 277 ( 1.3%) |
| Median Home Value | $580,622 |
| Average Home Value | $603,905 |
Housing Distribution
Address Breakdown
Residential
21,371
Single Family
18,076
Multi-Family
3,295
Businesses
1,665
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Carol Moore • Long & Foster Real Estate, Inc.
Mls Name: Bright MLS
Mls ID: #VAPW2111502