1235 Spruce StSan BernardinoCA92411








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Total monthly income runs $2,531/mo, and a $2,888/mo payment. Purchase price stands at $590,000, and rental yield measures 5.15% with $2,531/mo rent. Return on cash invested shows 13.14% in year one, and 5% annual appreciation builds toward $163,006 over five years. Five-year ROI reaches 66.51% and total cumulative return in cash records $129,100. Financing may use Ziffy Mortgage’s DSCR loan, which bases approval on $2,531/mo property income covering a $2,888/mo payment rather than investor’s personal income.
Multi Family
Built in 1900
6,750 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92411, San Bernardino, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,191 (100%) |
| Owner Occupied HU | 3,419 (47.5%) |
| Renter Occupied HU | 3,522 (49.0%) |
| Vacant Housing Units | 250 ( 3.5%) |
| Median Home Value | $375,081 |
| Average Home Value | $394,797 |
Housing Distribution
Address Breakdown
Residential
6,982
Single Family
6,455
Multi-Family
527
Businesses
434
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Listed by: Sheilia Manuel • Anomaly Real Estate
Mls Name: CRMLS
Mls ID: #CV25169923








