123 Helen AvePocaWV25159
INVESTMENT ANALYSIS
Investment Verdict
Solid Income123 Helen Ave, Poca, WV, 25159 in Poca is a solid income-producing rental, 9.21% gross yield, $2,341/mo rent, $576/mo net cash flow on a $305,000 buy. DSCR 1.71 qualifies the property for Ziffy Mortgage's financing without personal income documentation. Five-year appreciation of $84,266 and $2,809/yr in principal reduction project a total cumulative return of $152,282.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 6.2% |
| Monthly Cash Flow | $576 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $2,341 |
| Total Monthly Debt Service | $1,643 |
| DSCR Ratio | 1.42x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2018
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25159, Poca, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,267 (100%) |
| Owner Occupied HU | 1,689 (74.5%) |
| Renter Occupied HU | 341 (15.0%) |
| Vacant Housing Units | 237 (10.5%) |
| Median Home Value | $161,756 |
| Average Home Value | $191,979 |
Housing Distribution
Address Breakdown
Residential
1,955
Single Family
1,948
Multi-Family
7
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2018
10,000 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 25159, Poca, WV area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,267 (100%) |
| Owner Occupied HU | 1,689 (74.5%) |
| Renter Occupied HU | 341 (15.0%) |
| Vacant Housing Units | 237 (10.5%) |
| Median Home Value | $161,756 |
| Average Home Value | $191,979 |
Housing Distribution
Address Breakdown
Residential
1,955
Single Family
1,948
Multi-Family
7
Businesses
111
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A