123 Harper Grove Cir, Ocean Springs, MS, 39564 | $81/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Ocean Springs at 123 Harper Grove Cir, Ocean Springs, MS, 39564 listed at $239,900 pairs $1,679/mo rent with a $1,174/mo payment to leave $81/mo cash flow. Total monthly income runs $1,679/mo, and annual cash flow reaches $974/yr on $79,527 cash to close. Return on cash invested measures 21.13% in year one, and rental yield registers 8.4% at a $239,900 basis. Equity gained on principal adds $1,548/yr, and annual property appreciation at 5% supports $66,280 by year five. Five-year ROI tracks 110.1% and total cumulative return in cash totals $87,559. Financing can be arranged with Ziffy Mortgage’s DSCR loan, which qualifies using $1,679/mo property income relative to a $1,174/mo payment rather than your personal income (W2, Tax Returns, Paystubs, or 1099).

Townhouse

Built in 2025

2,178 sqft lot

$N/A/sqft

$1,560 annually HOA