121 Old Payne PlSaltilloMS38866








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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage


Investment Highlights
Investment property for sale in Saltillo at 121 Old Payne Pl, Saltillo, MS, 38866 at $426,100 posts ROI 29.42% with $1,119/mo cash flow from $3,738/mo rent. Total monthly income equals $3,738/mo, and annual cash flow records $13,432/yr on $141,252 to close. Return on cash invested measures 29.42% and rental yield reads 10.53% at the current $426,100. Equity gained on principal adds $2,750/yr, and 5% annual appreciation supports $117,724 by year five. Five-year ROI prints 153.79% and total cumulative return in cash totals $217,226.
You can finance with Ziffy Mortgage’s DSCR loan, which relies on $3,738/mo property income rather than your personal income records (W2s, Paystubs, and Tax returns).
Single Family
Built in 2006
2.10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 38866, Saltillo, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 5,595 (100%) |
| Owner Occupied HU | 3,981 (71.2%) |
| Renter Occupied HU | 1,062 (19.0%) |
| Vacant Housing Units | 552 ( 9.9%) |
| Median Home Value | $235,167 |
| Average Home Value | $246,466 |
Housing Distribution
Address Breakdown
Residential
4,995
Single Family
4,995
Multi-Family
0
Businesses
286
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