121 N Temple RdNatchezMS39120
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Investment Highlights
Investment property for sale in Natchez at 121 N Temple Rd, Natchez, MS, 39120 with 5% annual appreciation on a $196,700 basis while $2,604/mo rent supports operations. Total monthly income totals $2,604/mo and a $963/mo payment preserves $1,400/mo for cash returns. Annual cash flow comes to $16,801/yr on $65,206 deployed, and return on cash invested reaches 45.67% in year one. Equity gained on principal adds $1,269/yr, and five-year appreciation sums $54,345 alongside rental yield of 15.89%. Five-year ROI measures 240.98% and total cumulative return in cash totals $157,132.
Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,604/mo property income versus a $963/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.
Single Family
Built in 1974
0.45 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 39120, Natchez, MS area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 14,822 (100%) |
| Owner Occupied HU | 8,965 (60.5%) |
| Renter Occupied HU | 3,669 (24.8%) |
| Vacant Housing Units | 2,188 (14.8%) |
| Median Home Value | $113,399 |
| Average Home Value | $184,808 |
Housing Distribution
Address Breakdown
Residential
13,672
Single Family
12,419
Multi-Family
1,253
Businesses
1,219
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Listed by: N/A • N/A
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