12069 Monaco CourtBrightonCO80602
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt $379,999, 12069 Monaco Court, Brighton, CO, 80602 in Brighton generates $2,682/mo in rent (8.47% yield) but nets only $68/mo after debt service. The spread is thin, manageable for investors comfortable with low-margin holds who are buying into the 5% annual appreciation thesis. Ziffy Mortgage's DSCR loan (1.57) allows non-U.S. residents to acquire without personal income checks. A larger down payment reduces the monthly debt load and widens the margin. Five-year appreciation: $104,987. Total projected return: $149,598.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.5% | 5.2% |
| Monthly Cash Flow | $68 | $450 |
City averages based on Brighton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,682 |
| Total Monthly Debt Service | $2,463 |
| DSCR Ratio | 1.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2002
N/A lot
$N/A/sqft
$350 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80602, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,184 (100%) |
| Owner Occupied HU | 14,475 (89.4%) |
| Renter Occupied HU | 1,263 ( 7.8%) |
| Vacant Housing Units | 446 ( 2.8%) |
| Median Home Value | $653,268 |
| Average Home Value | $682,757 |
Housing Distribution
Address Breakdown
Residential
15,908
Single Family
15,171
Multi-Family
737
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2002
N/A lot
$N/A/sqft
$350 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80602, Brighton, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,184 (100%) |
| Owner Occupied HU | 14,475 (89.4%) |
| Renter Occupied HU | 1,263 ( 7.8%) |
| Vacant Housing Units | 446 ( 2.8%) |
| Median Home Value | $653,268 |
| Average Home Value | $682,757 |
Housing Distribution
Address Breakdown
Residential
15,908
Single Family
15,171
Multi-Family
737
Businesses
112
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Mayra Sepulveda • Realty One Group Premier
Mls Name: REcolorado
Mls Provider:
Mls ID: #2294183
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