4054 S Crystal Circle #101AuroraCO80014
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 4054 S Crystal Circle #101, Aurora, CO, 80014 in Aurora at $319,000 earns $2,279/mo in rent and nets $76/mo after the $1,434/mo payment, a 8.57% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $88,134 over five years. Ziffy Mortgage underwrites this on a 1.59 DSCR without U.S. credit history. With $2,938/yr in principal paydown, total projected return reaches $147,543.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 5.1% |
| Monthly Cash Flow | $76 | $285 |
City averages based on Aurora market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,279 |
| Total Monthly Debt Service | $1,732 |
| DSCR Ratio | 1.32x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1998
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80014, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,229 (100%) |
| Owner Occupied HU | 10,609 (50.0%) |
| Renter Occupied HU | 8,982 (42.3%) |
| Vacant Housing Units | 1,638 ( 7.7%) |
| Median Home Value | $469,803 |
| Average Home Value | $507,525 |
Housing Distribution
Address Breakdown
Residential
19,856
Single Family
10,865
Multi-Family
8,991
Businesses
1,644
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1998
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 80014, Aurora, CO area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 21,229 (100%) |
| Owner Occupied HU | 10,609 (50.0%) |
| Renter Occupied HU | 8,982 (42.3%) |
| Vacant Housing Units | 1,638 ( 7.7%) |
| Median Home Value | $469,803 |
| Average Home Value | $507,525 |
Housing Distribution
Address Breakdown
Residential
19,856
Single Family
10,865
Multi-Family
8,991
Businesses
1,644
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices