120 Talcott Ridge RoadSouth WindsorCT06074
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderReliable and efficiently structured, 120 Talcott Ridge Road, South Windsor, CT, 06074 in South Windsor is a conservative rental investment at $840,000. Rental yield 7.25%. A 1.34 coverage ratio meets Ziffy Mortgage's DSCR standard for foreign-national financing. Five-year equity: 5% appreciation adds $232,077; $7,736/yr in principal paydown supplements. Total projected return: $272,870.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.3% | 6.0% |
| Monthly Cash Flow | $(752) | $300 |
City averages based on South Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $5,072 |
| Total Monthly Debt Service | $5,490 |
| DSCR Ratio | 0.92x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2000
0.46 Acres lot
$N/A/sqft
$275 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2000
0.46 Acres lot
$N/A/sqft
$275 quarterly HOA
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Madhu Reddy • Reddy Realty, LLC
Mls Name: Smart MLS
Mls Provider:
Mls ID: #24114337
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