120 Serenity RdVidaliaGA30474
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 120 Serenity Rd, Vidalia, GA, 30474 in Vidalia. Priced at $139,999, it generates $1,560/mo in gross rent and $708/mo in net monthly cash flow, a 13.37% yield that comfortably supports the 2.48 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,495. Five-year appreciation: $38,679. Equity from principal paydown: $1,289/yr. Total projected cumulative return: $98,604.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 8.0% |
| Monthly Cash Flow | $708 | $200 |
City averages based on Vidalia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,560 |
| Total Monthly Debt Service | $796 |
| DSCR Ratio | 1.96x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1999
1.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30474, Vidalia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,317 (100%) |
| Owner Occupied HU | 4,002 (54.7%) |
| Renter Occupied HU | 2,514 (34.4%) |
| Vacant Housing Units | 801 (10.9%) |
| Median Home Value | $166,042 |
| Average Home Value | $207,492 |
Housing Distribution
Address Breakdown
Residential
7,210
Single Family
7,028
Multi-Family
182
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1999
1.95 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30474, Vidalia, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 7,317 (100%) |
| Owner Occupied HU | 4,002 (54.7%) |
| Renter Occupied HU | 2,514 (34.4%) |
| Vacant Housing Units | 801 (10.9%) |
| Median Home Value | $166,042 |
| Average Home Value | $207,492 |
Housing Distribution
Address Breakdown
Residential
7,210
Single Family
7,028
Multi-Family
182
Businesses
741
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices