812 E Pearl StMount VernonGA30445
INVESTMENT ANALYSIS
Investment Verdict
Appreciation PlayYield and appreciation often trade off, and at 812 E Pearl St, Mount Vernon, GA, 30445 in Mount Vernon the bet is firmly on appreciation. Rental yield 0%. The 0% gross yield on a $119,900 price is below income-first thresholds, but 5%/yr value growth projects $33,126 in equity by year five. Ziffy Mortgage's non-U.S. DSCR mortgage (0.00) finances the acquisition on rental income alone. A larger down payment (30–35%) reduces monthly debt service and tightens the spread.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 0% | 6.5% |
| Monthly Cash Flow | $0 | $150 |
City averages based on Mount Vernon market data in our database. Property projections are estimates.
Single Family
Built in 1974
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30445, Mount Vernon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,318 (100%) |
| Owner Occupied HU | 749 (56.8%) |
| Renter Occupied HU | 358 (27.2%) |
| Vacant Housing Units | 211 (16.0%) |
| Median Home Value | $156,151 |
| Average Home Value | $202,677 |
Housing Distribution
Address Breakdown
Residential
956
Single Family
956
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1974
0.39 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 30445, Mount Vernon, GA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,318 (100%) |
| Owner Occupied HU | 749 (56.8%) |
| Renter Occupied HU | 358 (27.2%) |
| Vacant Housing Units | 211 (16.0%) |
| Median Home Value | $156,151 |
| Average Home Value | $202,677 |
Housing Distribution
Address Breakdown
Residential
956
Single Family
956
Multi-Family
0
Businesses
81
Nearby investment properties with comparable rents
No similar rental properties found nearby.
Nearby investment properties with comparable prices
Listed by: Melvin Charles Tapley • South Central Realty
Mls Name: Altamaha Basin BOR
Mls ID: #23514