119 E Douglas StArthurIL61911
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 119 E Douglas St, Arthur, IL, 61911 in Arthur speaks for itself: 16.41% gross on a $149,900 price, generating $2,050/mo in rent and $1,010/mo in net income after the $674/mo debt service. DSCR 3.04, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $12,118 stacks alongside $41,415 in projected five-year appreciation and $1,381/yr in principal reduction. Projected total cumulative return: $122,339.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.4% | 6.5% |
| Monthly Cash Flow | $1,010 | $1,500 |
City averages based on Arthur market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,050 |
| Total Monthly Debt Service | $980 |
| DSCR Ratio | 2.09x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1920
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61911, Arthur, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,791 (100%) |
| Owner Occupied HU | 1,234 (68.9%) |
| Renter Occupied HU | 411 (22.9%) |
| Vacant Housing Units | 146 ( 8.2%) |
| Median Home Value | $206,129 |
| Average Home Value | $226,248 |
Housing Distribution
Address Breakdown
Residential
1,712
Single Family
1,650
Multi-Family
62
Businesses
254
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1920
0.28 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61911, Arthur, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,791 (100%) |
| Owner Occupied HU | 1,234 (68.9%) |
| Renter Occupied HU | 411 (22.9%) |
| Vacant Housing Units | 146 ( 8.2%) |
| Median Home Value | $206,129 |
| Average Home Value | $226,248 |
Housing Distribution
Address Breakdown
Residential
1,712
Single Family
1,650
Multi-Family
62
Businesses
254
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices