113 N Elm StWindsorIL61957
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow113 N Elm St, Windsor, IL, 61957 in Windsor earns its strong cash-flow label: 13.43% yield, $1,433/mo rent, $545/mo net income, DSCR 2.49. The $128,000 acquisition cost produces immediate returns that put this property in the top tier for U.S. income assets accessible via Ziffy Mortgage's rental-income underwriting. Long-term, 5% annual appreciation adds $35,364 by year five. Combined with $1,179/yr in principal paydown, total projected return reaches $84,020.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.4% | 8.0% |
| Monthly Cash Flow | $545 | $500 |
City averages based on Windsor market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,433 |
| Total Monthly Debt Service | $837 |
| DSCR Ratio | 1.71x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2004
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61957, Windsor, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 859 (100%) |
| Owner Occupied HU | 627 (73.0%) |
| Renter Occupied HU | 135 (15.7%) |
| Vacant Housing Units | 97 (11.3%) |
| Median Home Value | $144,331 |
| Average Home Value | $190,793 |
Housing Distribution
Address Breakdown
Residential
789
Single Family
777
Multi-Family
12
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2004
0.34 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 61957, Windsor, IL area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 859 (100%) |
| Owner Occupied HU | 627 (73.0%) |
| Renter Occupied HU | 135 (15.7%) |
| Vacant Housing Units | 97 (11.3%) |
| Median Home Value | $144,331 |
| Average Home Value | $190,793 |
Housing Distribution
Address Breakdown
Residential
789
Single Family
777
Multi-Family
12
Businesses
59
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
