119 Candice PlVistaCA92083
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowFew Vista rentals match the income profile of 119 Candice Pl, Vista, CA, 92083. Listed at $484,000, gross rent is $4,427/mo and net cash flow is $1,033/mo, a 10.98% yield well above national averages. DSCR 2.03 means Ziffy Mortgage can approve your loan on the property's income alone, bypassing personal income verification. The 5% annual appreciation trend adds $133,720 by year five with $4,458/yr in annual principal reduction, projecting $251,741 in total cumulative return.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11% | 6.0% |
| Monthly Cash Flow | $1,033 | $300 |
City averages based on Vista market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $4,427 |
| Total Monthly Debt Service | $3,202 |
| DSCR Ratio | 1.38x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1980
3.89 Acres lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92083, Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,140 (100%) |
| Owner Occupied HU | 5,954 (49.0%) |
| Renter Occupied HU | 5,813 (47.9%) |
| Vacant Housing Units | 373 ( 3.1%) |
| Median Home Value | $698,877 |
| Average Home Value | $732,536 |
Housing Distribution
Address Breakdown
Residential
11,891
Single Family
9,192
Multi-Family
2,699
Businesses
872
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1980
3.89 Acres lot
$N/A/sqft
$400 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92083, Vista, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,140 (100%) |
| Owner Occupied HU | 5,954 (49.0%) |
| Renter Occupied HU | 5,813 (47.9%) |
| Vacant Housing Units | 373 ( 3.1%) |
| Median Home Value | $698,877 |
| Average Home Value | $732,536 |
Housing Distribution
Address Breakdown
Residential
11,891
Single Family
9,192
Multi-Family
2,699
Businesses
872
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices