11820 Eton Manor Dr APT 104GermantownMD20876
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 11820 Eton Manor Dr APT 104, Germantown, MD, 20876 in Germantown speaks for itself: 11.52% gross on a $294,900 price, generating $2,832/mo in rent and $998/mo in net income after the $1,326/mo debt service. DSCR 2.14, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $11,974 stacks alongside $81,475 in projected five-year appreciation and $2,716/yr in principal reduction. Projected total cumulative return: $176,121.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 11.5% | 5.8% |
| Monthly Cash Flow | $998 | $1,850 |
City averages based on Germantown market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,832 |
| Total Monthly Debt Service | $1,717 |
| DSCR Ratio | 1.65x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20876, Germantown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,415 (100%) |
| Owner Occupied HU | 5,573 (66.2%) |
| Renter Occupied HU | 2,600 (30.9%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $572,077 |
| Average Home Value | $615,938 |
Housing Distribution
Address Breakdown
Residential
8,804
Single Family
7,208
Multi-Family
1,596
Businesses
354
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1999
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 20876, Germantown, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,415 (100%) |
| Owner Occupied HU | 5,573 (66.2%) |
| Renter Occupied HU | 2,600 (30.9%) |
| Vacant Housing Units | 242 ( 2.9%) |
| Median Home Value | $572,077 |
| Average Home Value | $615,938 |
Housing Distribution
Address Breakdown
Residential
8,804
Single Family
7,208
Multi-Family
1,596
Businesses
354
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathy Georganas • Long & Foster Real Estate, Inc.
Mls Name: Bright MLS
Mls ID: #MDMC2203568