1156 Fort Miller RoadGreenwichNY12834
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash Flow1156 Fort Miller Road, Greenwich, NY, 12834 in Greenwich is a top-tier cash-flow asset. At $155,000 it produces $3,055/mo in rent and $2,020/mo in net monthly income, a 23.65% gross rental yield. The DSCR of 4.38 qualifies for Ziffy Mortgage's DSCR loan without W-2s or U.S. credit history. Annual cash flow: $24,242. Five-year appreciation adds $42,824, driving a total cumulative return of $189,114.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 23.7% | 6.2% |
| Monthly Cash Flow | $2,020 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $3,055 |
| Total Monthly Debt Service | $973 |
| DSCR Ratio | 3.14x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1875
0.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12834, Greenwich, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,998 (100%) |
| Owner Occupied HU | 2,021 (67.4%) |
| Renter Occupied HU | 627 (20.9%) |
| Vacant Housing Units | 350 (11.7%) |
| Median Home Value | $236,803 |
| Average Home Value | $280,889 |
Housing Distribution
Address Breakdown
Residential
2,718
Single Family
2,673
Multi-Family
45
Businesses
211
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1875
0.82 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 12834, Greenwich, NY area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,998 (100%) |
| Owner Occupied HU | 2,021 (67.4%) |
| Renter Occupied HU | 627 (20.9%) |
| Vacant Housing Units | 350 (11.7%) |
| Median Home Value | $236,803 |
| Average Home Value | $280,889 |
Housing Distribution
Address Breakdown
Residential
2,718
Single Family
2,673
Multi-Family
45
Businesses
211
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices