1138 North AveSacramentoCA95838
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity Builder1138 North Ave, Sacramento, CA, 95838 in Sacramento is a stable, well-positioned rental at $417,769. Rental yield 7.76%. DSCR 1.44 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $115,422 in value and $3,848/yr in principal paydown builds equity, a total projected return of $157,104.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.8% | 4.8% |
| Monthly Cash Flow | $(30) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,702 |
| Total Monthly Debt Service | $2,566 |
| DSCR Ratio | 1.05x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 2008
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95838, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,135 (100%) |
| Owner Occupied HU | 6,607 (54.4%) |
| Renter Occupied HU | 5,069 (41.8%) |
| Vacant Housing Units | 459 ( 3.8%) |
| Median Home Value | $414,530 |
| Average Home Value | $449,445 |
Housing Distribution
Address Breakdown
Residential
11,902
Single Family
11,102
Multi-Family
800
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 2008
6,098 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95838, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,135 (100%) |
| Owner Occupied HU | 6,607 (54.4%) |
| Renter Occupied HU | 5,069 (41.8%) |
| Vacant Housing Units | 459 ( 3.8%) |
| Median Home Value | $414,530 |
| Average Home Value | $449,445 |
Housing Distribution
Address Breakdown
Residential
11,902
Single Family
11,102
Multi-Family
800
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A