3124 Swallows Nest DrSacramentoCA95833
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeAt 1.80, 3124 Swallows Nest Dr, Sacramento, CA, 95833 in Sacramento sits at the top of Ziffy Mortgage's DSCR coverage band, a significant advantage for non-U.S. buyers closing without domestic income documentation. Rental yield 9.72%. The 9.72% yield is backed by 5% annual appreciation projecting $98,494 in value gain, plus $3,283/yr in principal reduction. Total projected cumulative return: $133,709.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.7% | 4.8% |
| Monthly Cash Flow | $(74) | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,888 |
| Total Monthly Debt Service | $2,820 |
| DSCR Ratio | 1.02x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1981
1,306 sqft lot
$N/A/sqft
$579 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95833, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,279 (100%) |
| Owner Occupied HU | 7,342 (45.1%) |
| Renter Occupied HU | 8,328 (51.2%) |
| Vacant Housing Units | 609 ( 3.7%) |
| Median Home Value | $494,585 |
| Average Home Value | $552,164 |
Housing Distribution
Address Breakdown
Residential
16,008
Single Family
12,566
Multi-Family
3,442
Businesses
684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1981
1,306 sqft lot
$N/A/sqft
$579 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95833, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,279 (100%) |
| Owner Occupied HU | 7,342 (45.1%) |
| Renter Occupied HU | 8,328 (51.2%) |
| Vacant Housing Units | 609 ( 3.7%) |
| Median Home Value | $494,585 |
| Average Home Value | $552,164 |
Housing Distribution
Address Breakdown
Residential
16,008
Single Family
12,566
Multi-Family
3,442
Businesses
684
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Sterling Royal • Sterling Royal Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225065263