11203 CHARISMATICSan AntonioTX78245
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 11203 CHARISMATIC, San Antonio, TX, 78245 in San Antonio speaks for itself: 13.32% gross on a $319,889 price, generating $3,550/mo in rent and $1,241/mo in net income after the $1,438/mo debt service. DSCR 2.47, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,898 stacks alongside $88,379 in projected five-year appreciation and $2,946/yr in principal reduction. Projected total cumulative return: $202,687.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 13.3% | 5.8% |
| Monthly Cash Flow | $1,241 | $450 |
City averages based on San Antonio market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,550 |
| Total Monthly Debt Service | $2,181 |
| DSCR Ratio | 1.63x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2017
5,401 sqft lot
$N/A/sqft
$100 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78245, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 39,528 (100%) |
| Owner Occupied HU | 25,155 (63.6%) |
| Renter Occupied HU | 11,034 (27.9%) |
| Vacant Housing Units | 3,339 ( 8.4%) |
| Median Home Value | $281,142 |
| Average Home Value | $294,350 |
Housing Distribution
Address Breakdown
Residential
37,810
Single Family
31,340
Multi-Family
6,470
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2017
5,401 sqft lot
$N/A/sqft
$100 quarterly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 78245, San Antonio, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 39,528 (100%) |
| Owner Occupied HU | 25,155 (63.6%) |
| Renter Occupied HU | 11,034 (27.9%) |
| Vacant Housing Units | 3,339 ( 8.4%) |
| Median Home Value | $281,142 |
| Average Home Value | $294,350 |
Housing Distribution
Address Breakdown
Residential
37,810
Single Family
31,340
Multi-Family
6,470
Businesses
930
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices