11180 Chambers Ct UNIT EWoodstockMD21163
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeNot flashy, but dependably profitable, 11180 Chambers Ct UNIT E, Woodstock, MD, 21163 in Woodstock is listed at $424,900 and delivers $3,350/mo in rent and $708/mo in net monthly cash flow. The 9.46% yield and 1.75 DSCR provide the underwriting comfort Ziffy Mortgage needs to approve a DSCR loan without W-2 or tax-return documentation. Projected 5% annual appreciation adds $117,392 over five years, and $3,913/yr in principal reduction supplements cash return. Total projected cumulative return: $206,714.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.5% | 5.1% |
| Monthly Cash Flow | $708 | $400 |
City averages based on Woodstock market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,350 |
| Total Monthly Debt Service | $2,474 |
| DSCR Ratio | 1.35x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2009
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21163, Woodstock, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,848 (100%) |
| Owner Occupied HU | 2,451 (86.1%) |
| Renter Occupied HU | 308 (10.8%) |
| Vacant Housing Units | 89 ( 3.1%) |
| Median Home Value | $673,427 |
| Average Home Value | $709,961 |
Housing Distribution
Address Breakdown
Residential
2,790
Single Family
2,311
Multi-Family
479
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2009
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21163, Woodstock, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,848 (100%) |
| Owner Occupied HU | 2,451 (86.1%) |
| Renter Occupied HU | 308 (10.8%) |
| Vacant Housing Units | 89 ( 3.1%) |
| Median Home Value | $673,427 |
| Average Home Value | $709,961 |
Housing Distribution
Address Breakdown
Residential
2,790
Single Family
2,311
Multi-Family
479
Businesses
132
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices