4502 Dunton TerPerry HallMD21128
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 8.63% yield at 4502 Dunton Ter, Perry Hall, MD, 21128 in Perry Hall is solid, but the $1,624/mo payment compresses net cash flow to $137/mo at $361,200. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $99,793 by year five, and $3,327/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.60) without U.S. income documentation. Total projected return: $146,761.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.6% | 6.5% |
| Monthly Cash Flow | $137 | $220 |
City averages based on Perry Hall market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,598 |
| Total Monthly Debt Service | $2,318 |
| DSCR Ratio | 1.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 2005
1,586 sqft lot
$N/A/sqft
$215 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21128, Perry Hall, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,291 (100%) |
| Owner Occupied HU | 5,096 (81.0%) |
| Renter Occupied HU | 956 (15.2%) |
| Vacant Housing Units | 239 ( 3.8%) |
| Median Home Value | $480,061 |
| Average Home Value | $512,184 |
Housing Distribution
Address Breakdown
Residential
6,074
Single Family
4,505
Multi-Family
1,569
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 2005
1,586 sqft lot
$N/A/sqft
$215 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21128, Perry Hall, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 6,291 (100%) |
| Owner Occupied HU | 5,096 (81.0%) |
| Renter Occupied HU | 956 (15.2%) |
| Vacant Housing Units | 239 ( 3.8%) |
| Median Home Value | $480,061 |
| Average Home Value | $512,184 |
Housing Distribution
Address Breakdown
Residential
6,074
Single Family
4,505
Multi-Family
1,569
Businesses
209
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: N/A • N/A
Mls Name: undefined
Mls ID: #N/A