11165 Affinity Ct UNIT 32San DiegoCA92131
INVESTMENT ANALYSIS
Investment Verdict
Income-Producing11165 Affinity Ct UNIT 32, San Diego, CA, 92131 in San Diego is a stable, well-positioned rental at $629,000. Rental yield 6.87%. DSCR 1.27 qualifies for Ziffy Mortgage's DSCR mortgage without U.S. income documentation. Over five years, 5% appreciation adds $173,781 in value and $5,793/yr in principal paydown builds equity, a total projected return of $180,915.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 6.9% | 4.8% |
| Monthly Cash Flow | $(939) | $1,850 |
City averages based on San Diego market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,600 |
| Total Monthly Debt Service | $4,289 |
| DSCR Ratio | 0.84x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1995
1.58 Acres lot
$N/A/sqft
$648 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92131, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,724 (100%) |
| Owner Occupied HU | 9,944 (72.5%) |
| Renter Occupied HU | 3,238 (23.6%) |
| Vacant Housing Units | 542 ( 3.9%) |
| Median Home Value | $1,234,355 |
| Average Home Value | $1,290,860 |
Housing Distribution
Address Breakdown
Residential
13,081
Single Family
11,517
Multi-Family
1,564
Businesses
738
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1995
1.58 Acres lot
$N/A/sqft
$648 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 92131, San Diego, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 13,724 (100%) |
| Owner Occupied HU | 9,944 (72.5%) |
| Renter Occupied HU | 3,238 (23.6%) |
| Vacant Housing Units | 542 ( 3.9%) |
| Median Home Value | $1,234,355 |
| Average Home Value | $1,290,860 |
Housing Distribution
Address Breakdown
Residential
13,081
Single Family
11,517
Multi-Family
1,564
Businesses
738
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathleen Fitzgerald • Wholly Creation Inc
Mls Name: CRMLS
Mls Provider:
Mls ID: #ND25106445
Disclaimer: The multiple listing data appearing on this website, or contained in reports produced therefrom, is owned and copyrighted by California Regional Multiple Listing Service, Inc. ("CRMLS") and is protected by all applicable copyright laws. Information provided is for viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All listing data, including but not limited to square footage and lot size is believed to be accurate, but the listing Agent, listing Broker and CRMLS and its affiliates do not warrant or guarantee such accuracy. The viewer should independently verify the listed data prior to making any decisions based on such information by personal inspection and/or contacting a real estate professional. Based on information from California Regional Multiple Listing Service, Inc. as of 2025-10-24 23:14:34 PDT and /or other sources. All data, including all measurements and calculations of area, is obtained from various sources and has not been, and will not be, verified by broker or MLS. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information