111 Kahului Beach Rd APT D115KahuluiHI96732
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 111 Kahului Beach Rd APT D115, Kahului, HI, 96732 in Kahului: $2,594/mo in rent, $1,600/mo net, 19.15% gross yield, all on a $162,600 acquisition. The 3.55 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $44,923 in value, and $1,498/yr in principal paydown steadily builds equity. Projected total cumulative return: $164,586.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 19.2% | 8.0% |
| Monthly Cash Flow | $1,600 | $300 |
City averages based on Kahului market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,594 |
| Total Monthly Debt Service | $930 |
| DSCR Ratio | 2.79x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1974
7.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96732, Kahului, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,722 (100%) |
| Owner Occupied HU | 4,427 (50.8%) |
| Renter Occupied HU | 3,659 (42.0%) |
| Vacant Housing Units | 636 ( 7.3%) |
| Median Home Value | $847,335 |
| Average Home Value | $924,263 |
Housing Distribution
Address Breakdown
Residential
6,964
Single Family
5,936
Multi-Family
1,028
Businesses
1,255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1974
7.51 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96732, Kahului, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 8,722 (100%) |
| Owner Occupied HU | 4,427 (50.8%) |
| Renter Occupied HU | 3,659 (42.0%) |
| Vacant Housing Units | 636 ( 7.3%) |
| Median Home Value | $847,335 |
| Average Home Value | $924,263 |
Housing Distribution
Address Breakdown
Residential
6,964
Single Family
5,936
Multi-Family
1,028
Businesses
1,255
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices