471 Liholiho St #23WailukuHI96793
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 471 Liholiho St #23, Wailuku, HI, 96793 in Wailuku at $291,000 earns $2,238/mo in rent and nets $143/mo after the $1,309/mo payment, a 9.23% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $80,398 over five years. Ziffy Mortgage underwrites this on a 1.71 DSCR without U.S. credit history. With $2,680/yr in principal paydown, total projected return reaches $120,817.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.2% | 5.1% |
| Monthly Cash Flow | $143 | $2,850 |
City averages based on Wailuku market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,238 |
| Total Monthly Debt Service | $1,979 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Condo
Built in 1968
41,382 Acres lot
$N/A/sqft
$358 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96793, Wailuku, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,627 (100%) |
| Owner Occupied HU | 7,151 (61.5%) |
| Renter Occupied HU | 3,348 (28.8%) |
| Vacant Housing Units | 1,128 ( 9.7%) |
| Median Home Value | $851,285 |
| Average Home Value | $895,411 |
Housing Distribution
Address Breakdown
Residential
10,390
Single Family
9,083
Multi-Family
1,307
Businesses
1,681
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Condo
Built in 1968
41,382 Acres lot
$N/A/sqft
$358 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 96793, Wailuku, HI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 11,627 (100%) |
| Owner Occupied HU | 7,151 (61.5%) |
| Renter Occupied HU | 3,348 (28.8%) |
| Vacant Housing Units | 1,128 ( 9.7%) |
| Median Home Value | $851,285 |
| Average Home Value | $895,411 |
Housing Distribution
Address Breakdown
Residential
10,390
Single Family
9,083
Multi-Family
1,307
Businesses
1,681
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices