111 E 2nd AveArthurIA51431
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at 111 E 2nd Ave, Arthur, IA, 51431 in Arthur. Priced at $115,000, it generates $1,456/mo in gross rent and $709/mo in net monthly cash flow, a 15.19% yield that comfortably supports the 2.82 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $8,505. Five-year appreciation: $31,772. Equity from principal paydown: $1,059/yr. Total projected cumulative return: $89,399.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 15.2% | 7.0% |
| Monthly Cash Flow | $709 | $300 |
City averages based on Arthur market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,456 |
| Total Monthly Debt Service | $701 |
| DSCR Ratio | 2.08x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1976
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51431, Arthur, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 188 (100%) |
| Owner Occupied HU | 127 (67.6%) |
| Renter Occupied HU | 36 (19.1%) |
| Vacant Housing Units | 25 (13.3%) |
| Median Home Value | $110,938 |
| Average Home Value | $178,543 |
Housing Distribution
Address Breakdown
Residential
75
Single Family
75
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1976
7,200 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51431, Arthur, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 188 (100%) |
| Owner Occupied HU | 127 (67.6%) |
| Renter Occupied HU | 36 (19.1%) |
| Vacant Housing Units | 25 (13.3%) |
| Median Home Value | $110,938 |
| Average Home Value | $178,543 |
Housing Distribution
Address Breakdown
Residential
75
Single Family
75
Multi-Family
0
Businesses
16
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices