110 S Lubeck StHolsteinIA51025
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeReliable, bankable, and well-priced, 110 S Lubeck St, Holstein, IA, 51025 in Holstein delivers $1,335/mo in gross rent and $231/mo in net monthly income at a $170,000 entry. The 9.42% yield and 1.75 DSCR make it a clean candidate for Ziffy Mortgage's DSCR loan; no W-2s or U.S. credit history required. With 5% annual appreciation projecting $46,968 over five years and $1,566/yr in equity from loan paydown, total projected return is $79,572.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 9.4% | 6.2% |
| Monthly Cash Flow | $231 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,335 |
| Total Monthly Debt Service | $1,036 |
| DSCR Ratio | 1.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51025, Holstein, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 951 (100%) |
| Owner Occupied HU | 633 (66.6%) |
| Renter Occupied HU | 203 (21.3%) |
| Vacant Housing Units | 115 (12.1%) |
| Median Home Value | $150,815 |
| Average Home Value | $206,260 |
Housing Distribution
Address Breakdown
Residential
687
Single Family
650
Multi-Family
37
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
- 3 Bed
- 2 Bath
- 1202 sft
- 3 Bed
- 2 Bath
- 1980 sft
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.31 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 51025, Holstein, IA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 951 (100%) |
| Owner Occupied HU | 633 (66.6%) |
| Renter Occupied HU | 203 (21.3%) |
| Vacant Housing Units | 115 (12.1%) |
| Median Home Value | $150,815 |
| Average Home Value | $206,260 |
Housing Distribution
Address Breakdown
Residential
687
Single Family
650
Multi-Family
37
Businesses
85
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
- 3 Bed
- 2 Bath
- 1202 sft
- 3 Bed
- 2 Bath
- 1980 sft