109 Heron Ct, Havre De Grace, MD, 21078 | $278/mo Cash Flow

For Sale

Ziffy Mortgage

NMLS #2625701

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Ziffy AI Summary

A quick, investor-focused snapshot highlighting income strength, yield potential.

Key metrics	Value
Price	$399,900
Est. Rent	$3,200/mo
ROI	18%

Attractive rent-to-price ratio for income stability
Good fit for DSCR financing with healthy coverage

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Investment Highlights

Investment property for sale in Havre De Grace at 109 Heron Ct, Havre De Grace, MD, 21078 with 5% annual appreciation on a $325,000 basis while $2,300/mo rent supports operations. Total monthly income totals $2,300/mo and a $1,591/mo payment preserves $278/mo for cash returns. Annual cash flow comes to $3,340/yr on $107,738 deployed, and return on cash invested reaches 23.01% in year one. Equity gained on principal adds $2,097/yr, and five-year appreciation sums $89,792 alongside rental yield of 8.49%. Five-year ROI measures 119.54% and total cumulative return in cash totals $128,785.

Investors can finance this property with Ziffy Mortgage’s DSCR loan that underwrites to $2,300/mo property income versus a $1,591/mo payment rather than your W2s, Paystubs, Tax returns, or 1099 forms.

Townhouse

Built in 1994

2,100 sqft lot

$N/A/sqft

No HOA

Neighborhood Data

Neighborhood data shown for ZIP Code: 21078, Havre De Grace, MD area.

Housing Distribution

Housing Statistics

Category	Value
Total HU (Housing Units)	9,099 (100%)
Owner Occupied HU	6,294 (69.2%)
Renter Occupied HU	2,219 (24.4%)
Vacant Housing Units	586 ( 6.4%)
Median Home Value	$445,721
Average Home Value	$488,694