1088 Chester RdBecketMA01223
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 1088 Chester Rd, Becket, MA, 01223 in Becket speaks for itself: 23.25% gross on a $139,000 price, generating $2,693/mo in rent and $1,817/mo in net income after the $625/mo debt service. DSCR 4.31, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $21,800 stacks alongside $38,403 in projected five-year appreciation and $1,280/yr in principal reduction. Projected total cumulative return: $169,736.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 23.3% | 6.1% |
| Monthly Cash Flow | $1,817 | $350 |
City averages based on Becket market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,693 |
| Total Monthly Debt Service | $821 |
| DSCR Ratio | 3.28x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1850
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01223, Becket, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,960 (100%) |
| Owner Occupied HU | 1,014 (51.7%) |
| Renter Occupied HU | 87 ( 4.4%) |
| Vacant Housing Units | 859 (43.8%) |
| Median Home Value | $437,898 |
| Average Home Value | $462,145 |
Housing Distribution
Address Breakdown
Residential
1,170
Single Family
1,170
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1850
1.02 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01223, Becket, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,960 (100%) |
| Owner Occupied HU | 1,014 (51.7%) |
| Renter Occupied HU | 87 ( 4.4%) |
| Vacant Housing Units | 859 (43.8%) |
| Median Home Value | $437,898 |
| Average Home Value | $462,145 |
Housing Distribution
Address Breakdown
Residential
1,170
Single Family
1,170
Multi-Family
0
Businesses
56
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices