29 Cliff StDaltonMA01226
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 29 Cliff St, Dalton, MA, 01226 in Dalton hard to pass up. The 26.62% gross yield on a $119,700 purchase results in $2,656/mo in rent and $1,819/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (4.94). Annual cash flow of $21,824, five-year appreciation of $33,071, and $1,102/yr in equity build-up combine for a projected total cumulative return of $162,882.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 26.6% | 7.0% |
| Monthly Cash Flow | $1,819 | $850 |
City averages based on Dalton market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,656 |
| Total Monthly Debt Service | $789 |
| DSCR Ratio | 3.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1900
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01226, Dalton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,909 (100%) |
| Owner Occupied HU | 2,020 (69.4%) |
| Renter Occupied HU | 671 (23.1%) |
| Vacant Housing Units | 218 ( 7.5%) |
| Median Home Value | $369,638 |
| Average Home Value | $414,963 |
Housing Distribution
Address Breakdown
Residential
2,804
Single Family
2,620
Multi-Family
184
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1900
0.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01226, Dalton, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,909 (100%) |
| Owner Occupied HU | 2,020 (69.4%) |
| Renter Occupied HU | 671 (23.1%) |
| Vacant Housing Units | 218 ( 7.5%) |
| Median Home Value | $369,638 |
| Average Home Value | $414,963 |
Housing Distribution
Address Breakdown
Residential
2,804
Single Family
2,620
Multi-Family
184
Businesses
119
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices