107 N Zuni StSpringervilleAZ85938
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderThis Springerville rental at 107 N Zuni St, Springerville, AZ, 85938 sits in the solid-income band: 7.98% gross yield, $1,993/mo rent, $220/mo net after the $1,349/mo debt service, DSCR 1.48. Entry price of $299,900 is well-calibrated for the income it produces. Ziffy Mortgage finances this type of asset on rental income alone, no tax returns, no U.S. credit profile. Projected five-year appreciation of $82,857 and $2,762/yr in principal reduction bring total cumulative return to $127,555.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8% | 7.0% |
| Monthly Cash Flow | $220 | $300 |
City averages based on Springerville market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,993 |
| Total Monthly Debt Service | $1,653 |
| DSCR Ratio | 1.21x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1966
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85938, Springerville, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,349 (100%) |
| Owner Occupied HU | 765 (56.7%) |
| Renter Occupied HU | 217 (16.1%) |
| Vacant Housing Units | 367 (27.2%) |
| Median Home Value | $248,664 |
| Average Home Value | $288,745 |
Housing Distribution
Address Breakdown
Residential
509
Single Family
453
Multi-Family
56
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1966
0.38 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 85938, Springerville, AZ area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,349 (100%) |
| Owner Occupied HU | 765 (56.7%) |
| Renter Occupied HU | 217 (16.1%) |
| Vacant Housing Units | 367 (27.2%) |
| Median Home Value | $248,664 |
| Average Home Value | $288,745 |
Housing Distribution
Address Breakdown
Residential
509
Single Family
453
Multi-Family
56
Businesses
158
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Shelly Reidhead • Elk Country Realty LLC
Mls Name: WMAOR
Mls Provider:
Mls ID: #254021
Disclaimer: Copyright 2025, Last Updated: 2025-01-30 01:20:05 PST, Listing data deemed reliable but not guaranteed.