10527 Newborough DrHoustonTX77099
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe cash-flow margin at 10527 Newborough Dr, Houston, TX, 77099 in Houston is narrow, $148/mo net on $2,162/mo rent after the $1,089/mo debt service, but the property operates at break-even-plus, not a loss. At $242,100 with a 10.72% yield, the long-run equity case via 5% appreciation ($66,888 over five years) and $2,230/yr in principal paydown is where the returns accumulate. Ziffy Mortgage's 1.99 DSCR loan requires no W-2s or U.S. credit. Total projected cumulative return: $103,547.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 6.2% |
| Monthly Cash Flow | $148 | $450 |
City averages based on Houston market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,162 |
| Total Monthly Debt Service | $1,918 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1973
7,579 sqft lot
$N/A/sqft
$293 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77099, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,112 (100%) |
| Owner Occupied HU | 6,620 (38.7%) |
| Renter Occupied HU | 9,454 (55.2%) |
| Vacant Housing Units | 1,038 ( 6.1%) |
| Median Home Value | $195,067 |
| Average Home Value | $263,096 |
Housing Distribution
Address Breakdown
Residential
17,536
Single Family
7,807
Multi-Family
9,729
Businesses
1,447
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1973
7,579 sqft lot
$N/A/sqft
$293 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 77099, Houston, TX area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 17,112 (100%) |
| Owner Occupied HU | 6,620 (38.7%) |
| Renter Occupied HU | 9,454 (55.2%) |
| Vacant Housing Units | 1,038 ( 6.1%) |
| Median Home Value | $195,067 |
| Average Home Value | $263,096 |
Housing Distribution
Address Breakdown
Residential
17,536
Single Family
7,807
Multi-Family
9,729
Businesses
1,447
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices