104 Chad LnGraysonLA71435
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 104 Chad Ln, Grayson, LA, 71435 in Grayson speaks for itself: 16.18% gross on a $176,125 price, generating $2,375/mo in rent and $1,183/mo in net income after the $792/mo debt service. DSCR 3.00, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $14,201 stacks alongside $48,660 in projected five-year appreciation and $1,622/yr in principal reduction. Projected total cumulative return: $143,395.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.2% | 5.5% |
| Monthly Cash Flow | $1,183 | $800 |
City averages based on Grayson market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,375 |
| Total Monthly Debt Service | $1,121 |
| DSCR Ratio | 2.12x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2005
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71435, Grayson, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,517 (100%) |
| Owner Occupied HU | 1,010 (66.6%) |
| Renter Occupied HU | 257 (16.9%) |
| Vacant Housing Units | 250 (16.5%) |
| Median Home Value | $161,694 |
| Average Home Value | $181,446 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,204
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 2005
1.25 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71435, Grayson, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,517 (100%) |
| Owner Occupied HU | 1,010 (66.6%) |
| Renter Occupied HU | 257 (16.9%) |
| Vacant Housing Units | 250 (16.5%) |
| Median Home Value | $161,694 |
| Average Home Value | $181,446 |
Housing Distribution
Address Breakdown
Residential
1,204
Single Family
1,204
Multi-Family
0
Businesses
45
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices