4813 Highway 4 EColumbiaLA71418
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowStrong cash flow defines 4813 Highway 4 E, Columbia, LA, 71418 in Columbia: $2,180/mo in rent, $663/mo net, 10.68% gross yield, all on a $245,000 acquisition. The 1.98 coverage ratio comfortably clears Ziffy Mortgage's threshold, enabling foreign-national buyers to close without U.S. credit documentation. Over five years, 5% appreciation adds $67,689 in value, and $2,256/yr in principal paydown steadily builds equity. Projected total cumulative return: $135,532.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 10.7% | 5.8% |
| Monthly Cash Flow | $663 | $650 |
City averages based on Columbia market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,180 |
| Total Monthly Debt Service | $1,420 |
| DSCR Ratio | 1.54x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in N/A
2.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71418, Columbia, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,172 (100%) |
| Owner Occupied HU | 1,876 (59.1%) |
| Renter Occupied HU | 623 (19.6%) |
| Vacant Housing Units | 673 (21.2%) |
| Median Home Value | $130,282 |
| Average Home Value | $182,193 |
Housing Distribution
Address Breakdown
Residential
2,345
Single Family
2,243
Multi-Family
102
Businesses
231
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in N/A
2.63 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 71418, Columbia, LA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,172 (100%) |
| Owner Occupied HU | 1,876 (59.1%) |
| Renter Occupied HU | 623 (19.6%) |
| Vacant Housing Units | 673 (21.2%) |
| Median Home Value | $130,282 |
| Average Home Value | $182,193 |
Housing Distribution
Address Breakdown
Residential
2,345
Single Family
2,243
Multi-Family
102
Businesses
231
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices