103 Pulsar CirSacramentoCA95822
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeInvestors who treat current yield as secondary to long-run equity growth will find 103 Pulsar Cir, Sacramento, CA, 95822 in Sacramento worth modelling. At $318,000 with a 8.07% gross yield, the $2,140/mo rent leaves $172/mo after the $1,430/mo payment, sufficient to cover costs, modest in distribution. Ziffy Mortgage's 1.50 DSCR loan can finance the acquisition without personal income documentation. Appreciation of 5%/yr is projected to add $87,858 by year five; $2,929/yr in principal reduction adds further equity. Total projected return: $131,735.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 4.8% |
| Monthly Cash Flow | $172 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,140 |
| Total Monthly Debt Service | $1,841 |
| DSCR Ratio | 1.16x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Multi Family
Built in 1982
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95822, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,892 (100%) |
| Owner Occupied HU | 9,540 (56.5%) |
| Renter Occupied HU | 6,688 (39.6%) |
| Vacant Housing Units | 664 ( 3.9%) |
| Median Home Value | $558,969 |
| Average Home Value | $644,258 |
Housing Distribution
Address Breakdown
Residential
16,526
Single Family
15,422
Multi-Family
1,104
Businesses
1,021
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Multi Family
Built in 1982
3,920 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95822, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 16,892 (100%) |
| Owner Occupied HU | 9,540 (56.5%) |
| Renter Occupied HU | 6,688 (39.6%) |
| Vacant Housing Units | 664 ( 3.9%) |
| Median Home Value | $558,969 |
| Average Home Value | $644,258 |
Housing Distribution
Address Breakdown
Residential
16,526
Single Family
15,422
Multi-Family
1,104
Businesses
1,021
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Kathryn Mabron • Coldwell Banker Realty
Mls Name: SFAR
Mls Provider:
Mls ID: #225006925
Disclaimer: IDX information is provided exclusively for personal, non-commercial use, and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Information is deemed reliable but not guaranteed.