102 Richards DrRosevilleCA95678
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowThe yield at 102 Richards Dr, Roseville, CA, 95678 in Roseville speaks for itself: 22.85% gross on a $143,900 price, generating $2,740/mo in rent and $1,849/mo in net income after the $647/mo debt service. DSCR 4.23, a wide margin that supports Ziffy Mortgage's DSCR loan without any personal income check. Annual cash flow of $22,193 stacks alongside $39,757 in projected five-year appreciation and $1,325/yr in principal reduction. Projected total cumulative return: $173,649.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 22.9% | 6.5% |
| Monthly Cash Flow | $1,849 | $400 |
City averages based on Roseville market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,740 |
| Total Monthly Debt Service | $833 |
| DSCR Ratio | 3.29x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95678, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,474 (100%) |
| Owner Occupied HU | 9,447 (51.1%) |
| Renter Occupied HU | 8,264 (44.7%) |
| Vacant Housing Units | 763 ( 4.1%) |
| Median Home Value | $596,322 |
| Average Home Value | $652,176 |
Housing Distribution
Address Breakdown
Residential
17,419
Single Family
13,738
Multi-Family
3,681
Businesses
2,784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1979
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95678, Roseville, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 18,474 (100%) |
| Owner Occupied HU | 9,447 (51.1%) |
| Renter Occupied HU | 8,264 (44.7%) |
| Vacant Housing Units | 763 ( 4.1%) |
| Median Home Value | $596,322 |
| Average Home Value | $652,176 |
Housing Distribution
Address Breakdown
Residential
17,419
Single Family
13,738
Multi-Family
3,681
Businesses
2,784
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Paul West • West Real Estate
Mls Name: MetroList Services of CA
Mls ID: #225104470