12 Commodore CtSacramentoCA95838
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeThe 9.12% yield at 12 Commodore Ct, Sacramento, CA, 95838 in Sacramento is solid, but the $553/mo payment compresses net cash flow to $174/mo at $123,000. This is a tight-spread property, income covers debt, with little cushion. For investors who can optimise occupancy, the upside is real: 5% annual appreciation adds $33,983 by year five, and $1,133/yr in loan paydown builds equity. Ziffy Mortgage qualifies this via DSCR (1.69) without U.S. income documentation. Total projected return: $57,910.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 9.1% | 4.8% |
| Monthly Cash Flow | $174 | $285 |
City averages based on Sacramento market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $935 |
| Total Monthly Debt Service | $712 |
| DSCR Ratio | 1.31x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Manufactured
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95838, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,135 (100%) |
| Owner Occupied HU | 6,607 (54.4%) |
| Renter Occupied HU | 5,069 (41.8%) |
| Vacant Housing Units | 459 ( 3.8%) |
| Median Home Value | $414,530 |
| Average Home Value | $449,445 |
Housing Distribution
Address Breakdown
Residential
11,902
Single Family
11,102
Multi-Family
800
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Manufactured
Built in 1978
N/A lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95838, Sacramento, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 12,135 (100%) |
| Owner Occupied HU | 6,607 (54.4%) |
| Renter Occupied HU | 5,069 (41.8%) |
| Vacant Housing Units | 459 ( 3.8%) |
| Median Home Value | $414,530 |
| Average Home Value | $449,445 |
Housing Distribution
Address Breakdown
Residential
11,902
Single Family
11,102
Multi-Family
800
Businesses
703
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Lorena Perez • LPT Realty, Inc
Mls Name: MetroList Services of CA
Mls ID: #225036357