100 E Pine StDelmarMD21875
INVESTMENT ANALYSIS
Investment Verdict
Solid Income100 E Pine St, Delmar, MD, 21875 in Delmar earns a respectable 8.11% gross yield at $213,200, but after the $959/mo mortgage the net cash flow is $97/mo, a tight but positive spread. Expense discipline (vacancy, management, maintenance) will determine whether the margin widens. Ziffy Mortgage's DSCR mortgage (2.21) still qualifies on property income; a larger down payment can improve the cash-flow buffer. Long-term, 5% appreciation projects $58,903 over five years, making equity the dominant return driver. Total projected return: $130,777.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.5% |
| Monthly Cash Flow | $97 | $600 |
City averages based on Delmar market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,121 |
| Total Monthly Debt Service | $1,262 |
| DSCR Ratio | 1.68x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1924
8,120 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21875, Delmar, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,151 (100%) |
| Owner Occupied HU | 2,055 (65.2%) |
| Renter Occupied HU | 916 (29.1%) |
| Vacant Housing Units | 180 ( 5.7%) |
| Median Home Value | $300,687 |
| Average Home Value | $312,591 |
Housing Distribution
Address Breakdown
Residential
3,066
Single Family
2,970
Multi-Family
96
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1924
8,120 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 21875, Delmar, MD area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,151 (100%) |
| Owner Occupied HU | 2,055 (65.2%) |
| Renter Occupied HU | 916 (29.1%) |
| Vacant Housing Units | 180 ( 5.7%) |
| Median Home Value | $300,687 |
| Average Home Value | $312,591 |
Housing Distribution
Address Breakdown
Residential
3,066
Single Family
2,970
Multi-Family
96
Businesses
95
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices