1 Turtle Ln #1SterlingMA01564
INVESTMENT ANALYSIS
Investment Verdict
Steady Equity BuilderCapital preservation and steady income define 1 Turtle Ln #1, Sterling, MA, 01564 in Sterling. Rental yield 7.93%. The 1.47 coverage passes Ziffy Mortgage's DSCR threshold for non-U.S. residents. Five-year appreciation of $135,378 and $4,513/yr in principal reduction project total return of $175,111.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 7.9% | 7.0% |
| Monthly Cash Flow | $(193) | $150 |
City averages based on Sterling market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $3,240 |
| Total Monthly Debt Service | $3,238 |
| DSCR Ratio | 1.00x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Townhouse
Built in 2020
N/A lot
$N/A/sqft
$345 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01564, Sterling, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,258 (100%) |
| Owner Occupied HU | 2,787 (85.5%) |
| Renter Occupied HU | 365 (11.2%) |
| Vacant Housing Units | 106 ( 3.3%) |
| Median Home Value | $546,772 |
| Average Home Value | $575,745 |
Housing Distribution
Address Breakdown
Residential
2,938
Single Family
2,854
Multi-Family
84
Businesses
284
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Townhouse
Built in 2020
N/A lot
$N/A/sqft
$345 monthly HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01564, Sterling, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 3,258 (100%) |
| Owner Occupied HU | 2,787 (85.5%) |
| Renter Occupied HU | 365 (11.2%) |
| Vacant Housing Units | 106 ( 3.3%) |
| Median Home Value | $546,772 |
| Average Home Value | $575,745 |
Housing Distribution
Address Breakdown
Residential
2,938
Single Family
2,854
Multi-Family
84
Businesses
284
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Listed by: Amy Bisson • Lamacchia Realty, Inc.
Mls Name: MLS PIN
Mls ID: #73417621
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