63 Maplewood DrTownsendMA01469
INVESTMENT ANALYSIS
Investment Verdict
Solid IncomeTight but positive: 63 Maplewood Dr, Townsend, MA, 01469 in Townsend at $417,000 earns $2,820/mo in rent and nets $164/mo after the $1,875/mo payment, a 8.12% yield with limited short-term income headroom. The equity story offsets the thin monthly spread: 5% annual appreciation adds $115,209 over five years. Ziffy Mortgage underwrites this on a 1.50 DSCR without U.S. credit history. With $3,841/yr in principal paydown, total projected return reaches $169,068.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 8.1% | 5.2% |
| Monthly Cash Flow | $164 | $450 |
City averages based on Townsend market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,820 |
| Total Monthly Debt Service | $2,490 |
| DSCR Ratio | 1.13x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1975
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01469, Townsend, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,530 (100%) |
| Owner Occupied HU | 2,070 (81.8%) |
| Renter Occupied HU | 388 (15.3%) |
| Vacant Housing Units | 72 ( 2.8%) |
| Median Home Value | $528,476 |
| Average Home Value | $595,808 |
Housing Distribution
Address Breakdown
Residential
2,627
Single Family
2,451
Multi-Family
176
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1975
0.60 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 01469, Townsend, MA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 2,530 (100%) |
| Owner Occupied HU | 2,070 (81.8%) |
| Renter Occupied HU | 388 (15.3%) |
| Vacant Housing Units | 72 ( 2.8%) |
| Median Home Value | $528,476 |
| Average Home Value | $595,808 |
Housing Distribution
Address Breakdown
Residential
2,627
Single Family
2,451
Multi-Family
176
Businesses
195
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices