0 Iron Gate RdHoopaCA95546
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 0 Iron Gate Rd, Hoopa, CA, 95546 in Hoopa hard to pass up. The 17.24% gross yield on a $130,000 purchase results in $1,867/mo in rent and $1,063/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.19). Annual cash flow of $12,756, five-year appreciation of $35,917, and $1,197/yr in equity build-up combine for a projected total cumulative return of $117,701.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 17.2% | 6.0% |
| Monthly Cash Flow | $1,063 | $1,200 |
City averages based on Hoopa market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $1,867 |
| Total Monthly Debt Service | $752 |
| DSCR Ratio | 2.48x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95546, Hoopa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,312 (100%) |
| Owner Occupied HU | 831 (63.3%) |
| Renter Occupied HU | 390 (29.7%) |
| Vacant Housing Units | 91 ( 6.9%) |
| Median Home Value | $428,125 |
| Average Home Value | $514,335 |
Housing Distribution
Address Breakdown
Residential
165
Single Family
165
Multi-Family
0
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
40 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95546, Hoopa, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,312 (100%) |
| Owner Occupied HU | 831 (63.3%) |
| Renter Occupied HU | 390 (29.7%) |
| Vacant Housing Units | 91 ( 6.9%) |
| Median Home Value | $428,125 |
| Average Home Value | $514,335 |
Housing Distribution
Address Breakdown
Residential
165
Single Family
165
Multi-Family
0
Businesses
75
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices