123303 Us Highway 101 NOrickCA95555
INVESTMENT ANALYSIS
Investment Verdict
Appreciation Play123303 Us Highway 101 N, Orick, CA, 95555 in Orick is priced for appreciation, not yield. Rental yield 2.79%. At $749,000 with a 2.79% gross yield, the monthly income is modest, but 5% annual price growth is projected to add $206,935 in value over five years, making equity the primary return driver. Ziffy Mortgage's DSCR mortgage (0.49) can still finance this property for non-U.S. residents; a 30–35% down payment typically produces the cleanest underwriting for appreciation-focused assets. Total projected cumulative return: $83,717.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 2.8% | 6.0% |
| Monthly Cash Flow | $(2,893) | $1,500 |
City averages based on Orick market data in our database. Property projections are estimates.
DSCR Rental Loan Qualification
Qualifies using the property's rental income, not your personal income.
- ✓No W-2, pay stubs, or tax returns needed
- ✓Rental income qualifies you
- ✓Built for real estate investors
| Monthly Rental Income | $1,740 |
| Total Monthly Debt Service | $4,518 |
| DSCR Ratio | 0.39x |
Ziffy Mortgage typically prefers a DSCR of 1.0+, but in some cases you may qualify with a DSCR below 1. To explore if this deal qualifies for an investment mortgage, book time with your loan officer →
Estimates assume 6.5% rate / 30-yr fixed, 25% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 2001
3.67 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95555, Orick, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 196 (100%) |
| Owner Occupied HU | 105 (53.6%) |
| Renter Occupied HU | 60 (30.6%) |
| Vacant Housing Units | 31 (15.8%) |
| Median Home Value | $742,188 |
| Average Home Value | $703,476 |
Housing Distribution
Address Breakdown
Residential
1
Single Family
1
Multi-Family
0
Businesses
23
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Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
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Listed by: Sarah Corliss • Forbes & Associates-Sarah Corliss
Mls Name: HBMLS
Mls ID: #270633
