0 Blarney WayPilot HillCA95664
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowInvestors targeting immediate dollar income will find 0 Blarney Way, Pilot Hill, CA, 95664 in Pilot Hill hard to pass up. The 16.76% gross yield on a $165,000 purchase results in $2,304/mo in rent and $1,283/mo in net cash, well above the spread required for Ziffy Mortgage's DSCR qualification (3.11). Annual cash flow of $15,399, five-year appreciation of $45,586, and $1,520/yr in equity build-up combine for a projected total cumulative return of $145,142.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 16.8% | 6.2% |
| Monthly Cash Flow | $1,283 | $1,200 |
City averages based on Pilot Hill market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,304 |
| Total Monthly Debt Service | $955 |
| DSCR Ratio | 2.41x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Lot
Built in N/A
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95664, Pilot Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 629 (100%) |
| Owner Occupied HU | 508 (80.8%) |
| Renter Occupied HU | 63 (10.0%) |
| Vacant Housing Units | 58 ( 9.2%) |
| Median Home Value | $847,107 |
| Average Home Value | $824,734 |
Housing Distribution
Address Breakdown
Residential
490
Single Family
490
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Lot
Built in N/A
5 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 95664, Pilot Hill, CA area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 629 (100%) |
| Owner Occupied HU | 508 (80.8%) |
| Renter Occupied HU | 63 (10.0%) |
| Vacant Housing Units | 58 ( 9.2%) |
| Median Home Value | $847,107 |
| Average Home Value | $824,734 |
Housing Distribution
Address Breakdown
Residential
490
Single Family
490
Multi-Family
0
Businesses
22
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices