W115 N 4th StSpring ValleyWI54767
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowSolid, durable, and financeable, W115 N 4th St, Spring Valley, WI, 54767 in Spring Valley earns a 10.32% gross yield at $199,900. Rent of $1,720/mo nets $378/mo after the $899/mo mortgage. The 1.91 DSCR signals clean DSCR underwriting through Ziffy Mortgage, with no personal income verification required. Five-year value growth of $55,229 and $1,841/yr in equity accumulation project a total cumulative return of $100,610.
| This Property | National Avg | |
|---|---|---|
| Gross Rental Yield | 10.3% | 6.2% |
| Monthly Cash Flow | $378 | $180 |
National averages based on 2024–2025 U.S. residential rental market data. Content is user-generated and unverified.
DSCR Loan Qualification
| Monthly Rental Income | $1,720 |
| Total Monthly Debt Service | $1,262 |
| DSCR Ratio | 1.36x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1910
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54767, Spring Valley, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,513 (100%) |
| Owner Occupied HU | 1,202 (79.4%) |
| Renter Occupied HU | 229 (15.1%) |
| Vacant Housing Units | 82 ( 5.4%) |
| Median Home Value | $341,806 |
| Average Home Value | $387,743 |
Housing Distribution
Address Breakdown
Residential
1,287
Single Family
1,240
Multi-Family
47
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1910
4,791 sqft lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 54767, Spring Valley, WI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 1,513 (100%) |
| Owner Occupied HU | 1,202 (79.4%) |
| Renter Occupied HU | 229 (15.1%) |
| Vacant Housing Units | 82 ( 5.4%) |
| Median Home Value | $341,806 |
| Average Home Value | $387,743 |
Housing Distribution
Address Breakdown
Residential
1,287
Single Family
1,240
Multi-Family
47
Businesses
73
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices