W 17989 Us #2Gould CityMI49838
INVESTMENT ANALYSIS
Investment Verdict
Strong Cash FlowDay-one income is the story at W 17989 Us #2, Gould City, MI, 49838 in Gould City. Priced at $149,900, it generates $2,339/mo in gross rent and $1,350/mo in net monthly cash flow, a 18.72% yield that comfortably supports the 3.47 DSCR needed for Ziffy Mortgage's no-W2 DSCR mortgage. Projected annual cash flow: $16,203. Five-year appreciation: $41,415. Equity from principal paydown: $1,381/yr. Total projected cumulative return: $144,059.
| This Property | City Avg | |
|---|---|---|
| Gross Rental Yield | 18.7% | 9.0% |
| Monthly Cash Flow | $1,350 | $450 |
City averages based on Gould City market data in our database. Property projections are estimates.
DSCR Loan Qualification
| Monthly Rental Income | $2,339 |
| Total Monthly Debt Service | $929 |
| DSCR Ratio | 2.52x |
Ziffy Mortgage: Your DSCR most likely meets our 1.0+ requirement, so you'll most probably qualify for our standard DSCR investment loan program. To pre-qualify, book time with your loan officer →
Estimates assume 6.0% rate / 30-yr fixed, 30% down, 1% tax, 0.5% insurance. Not a commitment to lend.
Single Family
Built in 1970
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49838, Gould City, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 454 (100%) |
| Owner Occupied HU | 178 (39.2%) |
| Renter Occupied HU | 30 ( 6.6%) |
| Vacant Housing Units | 246 (54.2%) |
| Median Home Value | $253,846 |
| Average Home Value | $273,230 |
Housing Distribution
Address Breakdown
Residential
193
Single Family
193
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices
Ziffy AI Summary
A quick, investor-focused snapshot highlighting income strength, yield potential.
| Key metrics | Value |
|---|---|
| Price | $399,900 |
| Est. Rent | $3,200/mo |
| ROI | 18% |
- Attractive rent-to-price ratio for income stability
- Good fit for DSCR financing with healthy coverage
Single Family
Built in 1970
10 Acres lot
$N/A/sqft
No HOA
Neighborhood Data
Neighborhood data shown for ZIP Code: 49838, Gould City, MI area.
Housing Distribution
Housing Statistics
| Category | Value |
|---|---|
| Total HU (Housing Units) | 454 (100%) |
| Owner Occupied HU | 178 (39.2%) |
| Renter Occupied HU | 30 ( 6.6%) |
| Vacant Housing Units | 246 (54.2%) |
| Median Home Value | $253,846 |
| Average Home Value | $273,230 |
Housing Distribution
Address Breakdown
Residential
193
Single Family
193
Multi-Family
0
Businesses
12
Nearby investment properties with comparable rents
Nearby investment properties with comparable prices